<html xmlns:v="urn:schemas-microsoft-com:vml" xmlns:o="urn:schemas-microsoft-com:office:office" xmlns:w="urn:schemas-microsoft-com:office:word" xmlns:m="http://schemas.microsoft.com/office/2004/12/omml" xmlns="http://www.w3.org/TR/REC-html40"><head><META HTTP-EQUIV="Content-Type" CONTENT="text/html; charset=us-ascii"><meta name=Generator content="Microsoft Word 14 (filtered medium)"><style><!--
/* Font Definitions */
@font-face
        {font-family:SimSun;
        panose-1:2 1 6 0 3 1 1 1 1 1;}
@font-face
        {font-family:SimSun;
        panose-1:2 1 6 0 3 1 1 1 1 1;}
@font-face
        {font-family:Calibri;
        panose-1:2 15 5 2 2 2 4 3 2 4;}
@font-face
        {font-family:"\@SimSun";
        panose-1:2 1 6 0 3 1 1 1 1 1;}
/* Style Definitions */
p.MsoNormal, li.MsoNormal, div.MsoNormal
        {margin:0in;
        margin-bottom:.0001pt;
        font-size:11.0pt;
        font-family:"Calibri","sans-serif";}
a:link, span.MsoHyperlink
        {mso-style-priority:99;
        color:blue;
        text-decoration:underline;}
a:visited, span.MsoHyperlinkFollowed
        {mso-style-priority:99;
        color:purple;
        text-decoration:underline;}
span.EmailStyle17
        {mso-style-type:personal-compose;
        font-family:"Calibri","sans-serif";
        color:windowtext;}
.MsoChpDefault
        {mso-style-type:export-only;
        font-family:"Calibri","sans-serif";}
@page WordSection1
        {size:8.5in 11.0in;
        margin:1.0in 1.0in 1.0in 1.0in;}
div.WordSection1
        {page:WordSection1;}
--></style><!--[if gte mso 9]><xml>
<o:shapedefaults v:ext="edit" spidmax="1026" />
</xml><![endif]--><!--[if gte mso 9]><xml>
<o:shapelayout v:ext="edit">
<o:idmap v:ext="edit" data="1" />
</o:shapelayout></xml><![endif]--></head><body lang=EN-US link=blue vlink=purple><div class=WordSection1><p class=MsoNormal style='background:white'><span style='font-family:"Arial","sans-serif";color:#222222'>Hi all,<o:p></o:p></span></p><p class=MsoNormal style='background:white'><span style='font-family:"Arial","sans-serif";color:#222222'>I'm working at a startup (<a href="http://lexspot.com/" target="_blank"><span style='color:#234786'>lexspot.com</span></a>) that is holding a free class on </span><span style='font-family:"Arial","sans-serif";color:#366388'>estate planning</span><span style='font-family:"Arial","sans-serif";color:#222222'> on Wednesday, July 11 from 6:30-7:30pm at Harvard Business School (125 Western Ave., Allston). Less than 50% of Americans have a will, and the class will cover why this is important and how to create a will. <o:p></o:p></span></p><p class=MsoNormal style='background:white'><span style='font-family:"Arial","sans-serif";color:#222222'><o:p> </o:p></span></p><p class=MsoNormal style='background:white'><span style='font-family:"Arial","sans-serif";color:#222222'>We're starting to think about longer term planning now that our son is almost a year old, and anybody is welcome to join! <o:p></o:p></span></p><p class=MsoNormal style='background:white'><span style='font-family:"Arial","sans-serif";color:#222222'><o:p> </o:p></span></p><p class=MsoNormal style='background:white'><span style='font-family:"Arial","sans-serif";color:#222222'>More information below and signup is here: <b><a href="http://bit.ly/EstatePlanningClass" target="_blank"><span style='color:#234786'>http://bit.ly/EstatePlanningClass</span></a></b><o:p></o:p></span></p><p class=MsoNormal style='background:white'><span style='font-family:"Arial","sans-serif";color:#222222'><o:p> </o:p></span></p><p class=MsoNormal style='background:white'><span style='font-family:"Arial","sans-serif";color:#222222'>If you have any questions, you can also email me!<o:p></o:p></span></p><p class=MsoNormal style='background:white'><span style='font-family:"Arial","sans-serif";color:#222222'><o:p> </o:p></span></p><p class=MsoNormal style='background:white'><span style='font-family:"Arial","sans-serif";color:#222222'>Thanks!<o:p></o:p></span></p><p class=MsoNormal style='background:white'><span style='font-family:"Arial","sans-serif";color:#222222'><o:p> </o:p></span></p><p class=MsoNormal style='background:white'><span style='font-family:"Arial","sans-serif";color:#222222'>Yi-An<o:p></o:p></span></p><p class=MsoNormal style='background:white'><span style='font-family:"Arial","sans-serif";color:#222222'><o:p> </o:p></span></p><p class=MsoNormal style='background:white'><b><span style='font-family:"Arial","sans-serif";color:#222222'>About this Class</span></b><span style='font-family:"Arial","sans-serif";color:#222222'><o:p></o:p></span></p><p class=MsoNormal style='background:white'><span style='font-family:"Arial","sans-serif";color:#222222'>Nobody likes thinking about sad possibilities. But if something unfortunate were to happen to you, is it clear what would happen to your family?<o:p></o:p></span></p><p class=MsoNormal style='background:white'><span style='font-family:"Arial","sans-serif";color:#222222'> <o:p></o:p></span></p><p class=MsoNormal style='background:white'><span style='font-family:"Arial","sans-serif";color:#222222'>Less than 50% of Americans have an estate plan (more commonly referred to as a "will"). It's a common misconception that only the rich need a will. We will all pass on, and the reality is WE want to decide what will happen to our assets, our family, and our children. And if we don't have a legal will, we won't be deciding. It will be the government, or a judge, or a lawyer, applying a one-size-fits-all rule or guessing at what our unknown intentions might have been. In the end, a will is a "need to do," not a "nice to do."<o:p></o:p></span></p><p class=MsoNormal style='background:white'><span style='font-family:"Arial","sans-serif";color:#222222'> <o:p></o:p></span></p><p class=MsoNormal style='background:white'><span style='font-family:"Arial","sans-serif";color:#222222'>This free session is hosted by two of the country’s top estate planning experts. They will walk you through the basic why’s and how’s of setting up a proper will. It’s the kind of advice that would ordinarily cost you hundreds, in a open environment where you can ask questions and receive answers. Join us in investing in clarity and peace for your family's future.<o:p></o:p></span></p><p class=MsoNormal><o:p> </o:p></p><p class=MsoNormal><o:p> </o:p></p><p class=MsoNormal>------------------------------------------------<o:p></o:p></p><p class=MsoNormal><b><span style='color:black'>Yi-An Huang</span></b><span style='color:black'><o:p></o:p></span></p><p class=MsoNormal><b><span style='font-size:10.0pt'>Harvard | Business | School</span></b><o:p></o:p></p><p class=MsoNormal><span style='font-size:10.0pt;color:black'>MBA Candidate, Class of 2013</span><span style='color:black'><o:p></o:p></span></p><p class=MsoNormal><span style='font-size:10.0pt;color:black'>yhuang@mba2013.hbs.edu |617.529.9616</span><span style='color:black'><o:p></o:p></span></p><p class=MsoNormal><o:p> </o:p></p></div></body></html>