[Parentsgroup-list] health insurance

Narges Afshordi afshordi at fas.harvard.edu
Mon Jun 20 15:48:31 EDT 2016


Thanks for sending this along, Katie. We have heard that the pediatrics
practice at HUHS will be downsizing in the near future. Their updated
policy may be in light of that because they may be unable to meet the
demand of Harvard families. But agreed that the changes are, in general,
for the worse. We've visited the ER a couple of times in the past year in
situations where we were concerned about our baby on weekends and late
nights, and I can see it possibly happening again. The copay for ER visits
has been doubled to $100 and I really can't see why.

I'm also one of those people who has no sense of how insurance works, but
is there any mechanism for raising objections to these changes?

On Mon, Jun 20, 2016 at 3:40 PM, Katie Ericksen Baca <kbaca at fas.harvard.edu>
wrote:

> Sorry, I was clearly too focused on the pediatrics side of things. Agreed
> that many of the other changes are highly problematic (now that I've looked
> at them...) Apologies for my excessive attention to the pediatrics changes!
> My bad.
>
> On Mon, Jun 20, 2016 at 3:37 PM, Khalil, Nancy A. <nkhalil at fas.harvard.edu
> > wrote:
>
>> These changes are awful!  They're only an improvement for well-visits or
>> a campus specialist.  Otherwise, it's more money for all other needs...and
>> even less access to partners.  They removed the same-sex partner
>> eligibility?  Really?
>>
>> On Mon, Jun 20, 2016 at 3:28 PM, Katie Ericksen Baca <
>> kbaca at fas.harvard.edu> wrote:
>>
>>> Hi all,
>>>
>>> Thanks to everyone for the helpful information! Through this, I learned
>>> that the pediatrics benefits are changing for this coming plan year.
>>> Details of the changes (which are in our favor) are available here for
>>> those interested:
>>> http://hushp.harvard.edu/academic-year-2017-benefit-changes
>>>
>>> All the best,
>>> Katie
>>>
>>> On Fri, Jun 17, 2016 at 9:18 AM, Katie Ericksen Baca <
>>> kbaca at fas.harvard.edu> wrote:
>>>
>>>> Hi all,
>>>>
>>>> Can someone quickly explain how the Harvard health insurance dependent
>>>> coverage for babies works? I'm particularly curious about coverage for
>>>> vaccines. Based on the link below, it looks like vaccines would *not* be
>>>> covered at all if you got them at a non-HUHS provider, even if that
>>>> provider was in-network. Is that correct? Also, am I right in thinking that
>>>> routine pediatric visits are entirely free if you get them at HUHS but have
>>>> a $35 copay if you go somewhere else in-network?
>>>>
>>>>
>>>> http://hushp.harvard.edu/sites/default/files/downloadable_files/%20Benefits%20Summary.pdf
>>>>
>>>> I'm hoping someone out there finds these health insurance documents
>>>> easier to parse than I do!!
>>>>
>>>> Thanks,
>>>> katie
>>>>
>>>
>>>
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>>>
>>>
>>
>
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