[Parentsgroup-list] Collective wisdom

Ahmed El Shamsy shamsy at fas.harvard.edu
Sun Jul 23 18:54:55 EDT 2006


Dear all,

on the subject of collective wisdom on a website: HSSPA (Harvard Students'
Spouses and Partners Association) has put together a list of child-oriented
tips, "Stuff for Kids around Harvard," which is available on their website at
www.hsspa.harvard.edu (under "Announcement"). It mainly lists play groups,
parks, and such, but there is a small section on health- and insurance-related
issues and the editor (who happens to be my wife) would love to receive more
recommendations and information to include in the next edition.

Ahmed


Quoting Anna Shusterman <anna.shusterman at gmail.com>:

> This certainly would have helped my family when we were shelling out for
> HUHS health insurance. My husband had no insurance a the time so HUHS was
> our only option.
>
> As a group, we should pressure HUHS member services to advertise mass health
> programs when grad students sign their dependents up for coverage. Perhaps
> we can make a hot-sheet that the member services folks can hand out with the
> other forms.
>
> Is there any movement to get our collective wisdom onto a website?
>
> Anna
>
>
> On 7/23/06, jhickman at fas.harvard.edu <jhickman at fas.harvard.edu> wrote:
> >
> > Kevin,
> >
> > That is exactly what I'm saying.  If you qualify for Mass Health, you
> > likely
> > also qualify for Mass Health Premium Assistance which means that your son
> > can
> > stay enrolled in the HUHS Blue Cross-Blue Sheild (BCBS) plan and you will
> > receive reinbursement through Mass Health to help pay your BCBS
> > premiums.  We
> > have been receiving monthly assistance through the plan since my son was
> > born 3
> > years ago and have been on the HUHS BCBS plan the entire time.  Enrolling
> > in the
> > Premium Assistance Program is really the way to go if you are happy with
> > your
> > HUHS BCBS coverages and services.  Plus, if you do go out of state for
> > travel
> > or short term research, your child will still be covered by BCBS network
> > providers (as we have done several times).  Essentially NOTHING will
> > change
> > with your current coverages or services but you will get help paying your
> > premiums.  It's been the ideal solution for our family.
> >
> > Aimee
> >
> > Quoting kmokeefe at fas.harvard.edu:
> >
> > > Aimee,
> > >
> > > I am a GSAS student.  My 19-month-old son is also enrolled the HUHS/Blue
> > > Cross-Blue Shield plan.  Are you saying that, if we qualify, Mass Health
> > > Premium Assistance will reimburse up to $160/month of my son's premium
> > > without
> > > any changes to his coverage/benefits?
> > >
> > > Kevin O'Keefe
> > > kmokeefe at fas.harvard.edu
> > >
> > >
> > > Quoting jhickman at fas.harvard.edu:
> > >
> > > > My children have been on Mass Health Premium Assistance for the last 3
> > > years
> > > > and
> > > > it is a FANTASTIC program.  Essentially, if you qualify for any kind
> > of
> > > Mass
> > > > Health, you can apply for this program and Mass Health will pay part
> > or all
> > > > of
> > > > your insurance premiums for other insurance plans--in fact, I think
> > Mass
> > > > Health
> > > > prefers to do it this way as their only cost is only insurance
> > premiums
> > > > instead
> > > > of hospital bills.  My husband is a GSAS student and both of our
> > children
> > > are
> > > > on HUHS Blue Cross Blue Shield which is great because Blue Cross Blue
> > > Shield
> > > > IS
> > > > covered out of state (with co-pays) and you can also stay with the
> > HUHS
> > > > services
> > > > and not have to switch doctors (we also see Elizabeth Miller and LOVE
> > > her!).
> > > > In
> > > > addition to all of the documents you needed to submit to apply for
> > Mass
> > > > Health,
> > > > you just need to fill out another document that proves that you are on
> > a
> > > > health
> > > > insurance plan and then they will send you checks monthly (up to
> > > $160/child)
> > > > to
> > > > cover your premiums.  I have found Rose Candelora at the Premium
> > Assistance
> > > > office to be especially helpful.  Her e-mail is RCANDELORA at pcgus.com.
> > > >
> > > > Good Luck!
> > > > Aimee Hickman
> > > >
> > > >
> > > > Quoting geren at fas.harvard.edu:
> > > >
> > > > > My son has only been using MassHealth since earlier this summer (the
> > > state
> > > > > switched us over from CMSP when elgibility criteria changed). So far
> > my
> > > big
> > > > > concern is that if you travel out of state your child is essentially
> > > > > uninsured.
> > > > > However, everything we have needed so far has been free, no copays
> > for
> > > > office
> > > > > visits, durable medical equipment or prescriptions (the services we
> > have
> > > > need
> > > > > so far). We kept our regular doctor and we are covered at Children's
> > > > > Hospital.
> > > > > I would like to hear what others who have been on MassHealth for
> > longer
> > > > have
> > > > > to
> > > > > say about it. Also, does anyone know where to find the information
> > on
> > > what
> > > > > services are covered and who is eligible? The information online is
> > out
> > > of
> > > > > date
> > > > > and when I requested an information packet they sent the same out of
> > date
> > > > > information.
> > > > >
> > > > > What is the difference between student and postdoc/staff insurance
> > other
> > > > than
> > > > > students not having copays at HUHS? I have been quite happy with my
> > > > > insurance.
> > > > > Unfortunately I have taken advantage of many of the services, but I
> > only
> > > > > rarely
> > > > > have to pay copays (for things like surgery, ambulance service,
> > etc.) and
> > > > > while
> > > > > specialist visits outside of HUHS are limited we seem to have access
> > to a
> > > > > large
> > > > > number of specialists at HUHS. What problems have you experienced
> > with
> > > the
> > > > > insurance?
> > > > >
> > > > > Best,
> > > > > Joy Geren
> > > > >
> > > > >
> > > > > Quoting Chi-Kuo Hu <ckhu at fas.harvard.edu>:
> > > > >
> > > > > > Hello, is here anyone who has experience on MassHealth?  I am an
> > > > > > international
> > > > > > student in GSAS.  My three-month-old son just got granted the
> > > MassHealth
> > > > > and
> > > > > > now I need to pick up one primary care plan for him.  Anyone who
> > ever
> > > in
> > > > > the
> > > > > > MassHealth plan can give me any suggestion?  Right now my son is
> > in
> > > > > HUHS/BCBS
> > > > > > and we love our doctor (Elizabeth Miller) very much.  Does any
> > > MassHealth
> > > > > > primary care provider plan covers doctors from childrens hospital
> > like
> > > > > > Dr.Miller?
> > > > > >
> > > > > > Besides, what is the major difference between HUHS/BCBS and
> > > > MassHealth/PCP
> > > > > ?
> > > > > > Is
> > > > > > the former significantly better than the latter?  My personal
> > feeling
> > > is
> > > > > > Harvard
> > > > > > insurance for student is not good enough and much worse than the
> > > > insurance
> > > > > > for
> > > > > > staff/postdoc.  We pay more but have less benefit in returen.  Is
> > the
> > > > > > MassHealth even worse than HUHS/BCBS?  Since MassHealth is free, I
> > am
> > > > very
> > > > > > happy it could save some money from my not-that-deep pocket, but
> > also
> > > > worry
> > > > > > about the quality at the same time.
> > > > > >
> > > > > > Any feedback will be appreciated.  Thank you!
> > > > > >
> > > > > > Chi-Kuo
> > > > > >
> > > > > >
> > > > > >
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