[Parentsgroup-list] MassHealth Primary Care Plan for baby

Anna Shusterman anna.shusterman at gmail.com
Sun Jul 23 18:15:04 EDT 2006


This certainly would have helped my family when we were shelling out for
HUHS health insurance. My husband had no insurance a the time so HUHS was
our only option.

As a group, we should pressure HUHS member services to advertise mass health
programs when grad students sign their dependents up for coverage. Perhaps
we can make a hot-sheet that the member services folks can hand out with the
other forms.

Is there any movement to get our collective wisdom onto a website?

Anna


On 7/23/06, jhickman at fas.harvard.edu <jhickman at fas.harvard.edu> wrote:
>
> Kevin,
>
> That is exactly what I'm saying.  If you qualify for Mass Health, you
> likely
> also qualify for Mass Health Premium Assistance which means that your son
> can
> stay enrolled in the HUHS Blue Cross-Blue Sheild (BCBS) plan and you will
> receive reinbursement through Mass Health to help pay your BCBS
> premiums.  We
> have been receiving monthly assistance through the plan since my son was
> born 3
> years ago and have been on the HUHS BCBS plan the entire time.  Enrolling
> in the
> Premium Assistance Program is really the way to go if you are happy with
> your
> HUHS BCBS coverages and services.  Plus, if you do go out of state for
> travel
> or short term research, your child will still be covered by BCBS network
> providers (as we have done several times).  Essentially NOTHING will
> change
> with your current coverages or services but you will get help paying your
> premiums.  It's been the ideal solution for our family.
>
> Aimee
>
> Quoting kmokeefe at fas.harvard.edu:
>
> > Aimee,
> >
> > I am a GSAS student.  My 19-month-old son is also enrolled the HUHS/Blue
> > Cross-Blue Shield plan.  Are you saying that, if we qualify, Mass Health
> > Premium Assistance will reimburse up to $160/month of my son's premium
> > without
> > any changes to his coverage/benefits?
> >
> > Kevin O'Keefe
> > kmokeefe at fas.harvard.edu
> >
> >
> > Quoting jhickman at fas.harvard.edu:
> >
> > > My children have been on Mass Health Premium Assistance for the last 3
> > years
> > > and
> > > it is a FANTASTIC program.  Essentially, if you qualify for any kind
> of
> > Mass
> > > Health, you can apply for this program and Mass Health will pay part
> or all
> > > of
> > > your insurance premiums for other insurance plans--in fact, I think
> Mass
> > > Health
> > > prefers to do it this way as their only cost is only insurance
> premiums
> > > instead
> > > of hospital bills.  My husband is a GSAS student and both of our
> children
> > are
> > > on HUHS Blue Cross Blue Shield which is great because Blue Cross Blue
> > Shield
> > > IS
> > > covered out of state (with co-pays) and you can also stay with the
> HUHS
> > > services
> > > and not have to switch doctors (we also see Elizabeth Miller and LOVE
> > her!).
> > > In
> > > addition to all of the documents you needed to submit to apply for
> Mass
> > > Health,
> > > you just need to fill out another document that proves that you are on
> a
> > > health
> > > insurance plan and then they will send you checks monthly (up to
> > $160/child)
> > > to
> > > cover your premiums.  I have found Rose Candelora at the Premium
> Assistance
> > > office to be especially helpful.  Her e-mail is RCANDELORA at pcgus.com.
> > >
> > > Good Luck!
> > > Aimee Hickman
> > >
> > >
> > > Quoting geren at fas.harvard.edu:
> > >
> > > > My son has only been using MassHealth since earlier this summer (the
> > state
> > > > switched us over from CMSP when elgibility criteria changed). So far
> my
> > big
> > > > concern is that if you travel out of state your child is essentially
> > > > uninsured.
> > > > However, everything we have needed so far has been free, no copays
> for
> > > office
> > > > visits, durable medical equipment or prescriptions (the services we
> have
> > > need
> > > > so far). We kept our regular doctor and we are covered at Children's
> > > > Hospital.
> > > > I would like to hear what others who have been on MassHealth for
> longer
> > > have
> > > > to
> > > > say about it. Also, does anyone know where to find the information
> on
> > what
> > > > services are covered and who is eligible? The information online is
> out
> > of
> > > > date
> > > > and when I requested an information packet they sent the same out of
> date
> > > > information.
> > > >
> > > > What is the difference between student and postdoc/staff insurance
> other
> > > than
> > > > students not having copays at HUHS? I have been quite happy with my
> > > > insurance.
> > > > Unfortunately I have taken advantage of many of the services, but I
> only
> > > > rarely
> > > > have to pay copays (for things like surgery, ambulance service,
> etc.) and
> > > > while
> > > > specialist visits outside of HUHS are limited we seem to have access
> to a
> > > > large
> > > > number of specialists at HUHS. What problems have you experienced
> with
> > the
> > > > insurance?
> > > >
> > > > Best,
> > > > Joy Geren
> > > >
> > > >
> > > > Quoting Chi-Kuo Hu <ckhu at fas.harvard.edu>:
> > > >
> > > > > Hello, is here anyone who has experience on MassHealth?  I am an
> > > > > international
> > > > > student in GSAS.  My three-month-old son just got granted the
> > MassHealth
> > > > and
> > > > > now I need to pick up one primary care plan for him.  Anyone who
> ever
> > in
> > > > the
> > > > > MassHealth plan can give me any suggestion?  Right now my son is
> in
> > > > HUHS/BCBS
> > > > > and we love our doctor (Elizabeth Miller) very much.  Does any
> > MassHealth
> > > > > primary care provider plan covers doctors from childrens hospital
> like
> > > > > Dr.Miller?
> > > > >
> > > > > Besides, what is the major difference between HUHS/BCBS and
> > > MassHealth/PCP
> > > > ?
> > > > > Is
> > > > > the former significantly better than the latter?  My personal
> feeling
> > is
> > > > > Harvard
> > > > > insurance for student is not good enough and much worse than the
> > > insurance
> > > > > for
> > > > > staff/postdoc.  We pay more but have less benefit in returen.  Is
> the
> > > > > MassHealth even worse than HUHS/BCBS?  Since MassHealth is free, I
> am
> > > very
> > > > > happy it could save some money from my not-that-deep pocket, but
> also
> > > worry
> > > > > about the quality at the same time.
> > > > >
> > > > > Any feedback will be appreciated.  Thank you!
> > > > >
> > > > > Chi-Kuo
> > > > >
> > > > >
> > > > >
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