[Parentsgroup-list] Mass Health, changes to Harvard Blue Cross policy

Elizabeth Lai laielizabeth at yahoo.com
Sat Aug 5 13:19:01 EDT 2006

Hi Brandeis
  What a great idea!
  My two cents' worth : 
  To get CMSP, you appy for Mass Health and Mass Health will enroll the children in CMSP in event they failed to qualify for Mass Health (option1)
  Blue Cross Direct - from their website, it appears to be more costly than HUHS health insurance  option - so we ended up renewing my child's HUHS even though she is also covered with CMSP.  The only "savings":  my child no longer needs the dicsounted dental plan that HUHS offers since CMSP covers dental.
Christine Dianne Wenc <wenc at fas.harvard.edu> wrote:
This is great Brandeis--thanks!

A couple of things--
You do not have to be a US citizen to get Mass Health.

If you want to apply for Mass Health, I urge you to do it ASAP, since the
HUHS enrollment year has already started--and if you want to get Mass
Health to pay your Blue Cross premiums for your spouses/dependents, I am
sure it's smart to get it done soon. It takes Mass Health 2-3 days to
send you
the application (unless you download it from the web site) and another 10
days to get approval.

**The student academic year starts on August 1 for HUHS purposes, so this
means we are already in the next term.** I don't actually know how it
will work with the Blue Cross payment, so will keep you posted. The
Harvard health insurance waiver deadline is Sept 30, so if you want to
just go with Mass Health, you will need to know by then.

To get a Mass Health application, call 1-800-841-2900. I have just
started the application process so will be happy to pass along anything I
find out.

NOte changes to the Harvard Blue Cross policy--deductibles have doubled.


On Fri, 4 Aug 2006, Brandeis McBratney-Owen wrote:

> Dear Parents-
> We're trying to get an unofficial guide to health insurance options onto the
> Harvard Students, Spouses & Partners Association (HSSPA) website. Someone from
> HSSPA has graciously offered to upload a PDF document with any health insurance
> information we can put together. It will be a part of the HSSPA Kids Guide.
> If you have 10 minutes to spare, we could use your help. I have written a 2
> page document about all of the options parents have recently written about-it
> is attached here as a word document. The programs included so far are those
> through Mass Health, the Children's Medical Security Plan, Blue Care for Kids,
> and Harvard University Health Services (HUHS)/Blue Cross-Blue Shield (BCBS).
> We would greatly appreciate if those of you who have used any of these plans
> could review what I wrote and see if there is anymore information that could be
> added (such as where do you apply for CMSP?). If their are insurance options we
> have missed or misinformation, please pass that along to my
> email(mcbratn at fas.harvard.edu). The more comprehensive the guide, the better.
> Sorry about the typos etc.
> Thanks for your help.
> Sincerely,
> Brandeis
> --
> Brandeis McBratney-Owen
> Ph.D. Candidate
> Biological Sciences in Dental Medicine
> Harvard School of Dental Medicine
> Department of Developmental Biology
> 190 Longwood Avenue, 4th floor
> Boston, MA 02115
> 617-432-2366
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